Mozare3 provides loans to farmers in the form of essential agricultural inputs, such as pesticides, seeds and seedlings. Instead of providing cash, we provide these inputs to support farmers in their crop production activities. Farmers can borrow these inputs based on their specific needs and requirements.

Each crop grown by the farmer has an allocated budget, representing the agreed-upon value or percentage of the crop that will serve as repayment of the loan. This budget is determined based on factors such as market prices, expected returns, and the cost of inputs provided.

Once the farmer’s crop is harvested and ready for delivery, we purchase the crop from the farmer. When purchasing, we deduct the loan value from the payment that the farmer receives. The discounted amount represents the repayment of agricultural inputs provided as a loan.
This approach allows farmers to access necessary resources without the need for an upfront cash payment. Instead, the loan is repaid through the sale of the harvested crop. By providing loans in the form of inputs and deducting the loan from the value of the crop, we aim to support farmers in their agricultural activities while ensuring a fair and mutually beneficial arrangement.

In addition, this system helps reduce the financial burden on farmers, as they do not have to bear the direct cost of inputs. It also provides them with the opportunity to focus on their agricultural activities and maximize the productivity of their crops, thus enhancing agricultural productivity and promoting sustainable agricultural practices.